Section 760IAC1-39-7. Limitations and exclusions prohibited

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In the event an insurer determines to accept a risk, it must do so without limitations or exclusions solely of the coverage for HIV, AIDS, or a related condition, as follows:

(1) No maximum dollar amount of coverage, which is limited solely to HIV, AIDS, or a related condition, shall be included in any policy or certificate.

(2) No exclusion of coverage, which is limited solely to HIV, AIDS, or a related condition, shall be included in any policy or certificate.

This section shall not apply to those policies that provide coverage only for specified diseases. (Department of Insurance; 760 IAC 1-39-7; filed May 13, 1988, 10:30 a.m.: 11 IR 3558; filed Nov 5, 1999, 10:17 a.m.: 23 IR 572; readopted filed Sep 14, 2001, 12:22 p.m.: 25 IR 531; readopted filed Nov 27, 2007, 4:01 p.m.: 20071226-IR-760070717RFA; readopted filed Nov 26, 2013, 3:43 p.m.: 20131225-IR-760130479RFA)

                    
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